The Minimum Required Car Insurance by State - NerdWallet
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Texas auto liability limits remain at 30/60, which is a standard established decades ago that no longer reflects modern medical costs, vehicle values, or the economic realities facing injured Texans. In serious injury cases, coverage is often exhausted almost immediately. When limits are outdated, leverage shifts. Victims are placed at risk of under-compensation, responsible drivers face personal exposure, and claims disputes increase. At the same time, national insurance industry data confirms
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Texas auto liability limits remain at 30/60, which is a standard established decades ago that no longer reflects modern medical costs, vehicle values, or the economic realities facing injured Texans. In serious injury cases, coverage is often exhausted almost immediately. When limits are outdated, leverage shifts. Victims are placed at risk of under-compensation, responsible drivers face personal exposure, and claims disputes increase. At the same time, national insurance industry data confirms
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