Loan-level price adjustments are fees that affect the cost of a conventional mortgage and are calculated using risk factors like the borrower's credit score, loan-to-value ratio and loan purpose.

Abstract: Access control to patient information has become increasingly important in healthcare systems. It is vital to enhance the security of healthcare systems to avoid data loss despite the ...

Abstract: Accurate sleep staging is crucial for the diagnosis of diseases such as sleep disorders. Existing sleep staging models with excellent performance are usually large and require a lot of ...