Deb Hipp is a freelance health and medical writer and editor who lives in Kansas City, Missouri. She is a former investigative reporter with more than 25 years of experience as a journalist and writer ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Dr. JeFreda R. Brown is a financial ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Broad form insurance covers rare risks not included in basic insurance, often requiring ...