The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages ...

We name the insurers with the most competitive rates for drivers with accidents, tickets and other marks on their record.

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month For full-coverage ...