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Explained: What is PPF and how can you generate tax-free income from it?

When it comes to safe investments in India, the Public Provident Fund (PPF) stands as one of the most popular choices. Launched in 1968, this PPF scheme is designed to encourage small savings while ...

PPF for children decoded: Limits, tax breaks, and withdrawal rules

A child’s Public Provident Fund (PPF) account comes with strict contribution caps, a long lock-in, and tax-free returns but missteps on limits and withdrawals can dilute its benefits.

What happens to a PPF account after the account holder’s death? Nominee rules, withdrawal process explained

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account ...

Withdrawal to extensions: How PPF works after 15-year lock-in period

From tax-free compounding to flexible five-year extensions, the fund serves investors seeking government-backed security in a volatile market ...

EPF vs PPF: Key differences, rules, tax benefits and returns explained

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both ...

What happens if you miss a PPF contribution? Penalties, rules and how it affects your account

PPF requires a minimum annual contribution of ₹500. These deposits can be made monthly or annually, and penalties apply for ...