Removing negative items from your credit report typically involves filing a dispute with one (or multiple) credit bureaus as well as potentially contacting the creditor or debt collector directly.

Your credit report is meant to be an accurate, detailed summary of your financial history — however, mistakes happen more often than you may think. Whether it’s accounts that don’t actually belong to ...

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AFNI Inc. is a collection agency with a global reach working from U.S. branches in Kentucky, Illinois, Arizona and Alabama. If you get phone calls or letters from AFNI, Inc., you should know you’re ...